Loan Products

Regular Loans:

Long Term Loan (LTL)  

loanable amount is based on share capital matrix

Maximum Amount Ph50,000.00)

10 months to pay

1.01% Interest/mo

4% Service Fee

4% Share Capital (continuous capital build-up)

with interest rebate for advance payment

Short Term Loan (STL)

Maximum of Ph15,000.00

3 months to pay

1.6% interest/mo

1.5% Service Fee/mo

Special Loans:

Computer Loan (CL)

loanable amount is based on share capital matrix

Maximum Amount Ph38,400.00

12 months to pay

2% Interest/mo

4% Service Fee

With interest rebate for advance payment

Cellphone Loan (CPL)  

Loanable amount Ph10,905           

5 mos. To pay,

1.01% interest/mo,

4% Service Fee

With interest rebate for advance payment

Book Loan (BL)          

Maximum of Ph15,000.00

3 months to pay

1.6% interest/mo

1.5% Service Fee/mo

Birthday Loan (BDL)     

Loanable amount Ph2,200.00

2 months to pay

4% Interest/mo

2% Service Fee

Calamity & Disaster Loan (CDL)

Loanable amount Ph11,400

10 months to pay

1% interest/mo

4% Service Fee

with interest rebate for advance payment

Voluntary Members Benefit Loan (VMBL)   

personal life insurance of member

12 months to pay

1.3% interest/mo

4% Service Fee

Electronic & Gadget Loan (EGL) 

purchase of actual gadgets     

10 months to pay

1.5% interest/mo

4% service fee

Restructured Loan (RL) 

existing loan can be restructured to help members improve their financial condition.

12 -18 months to pay

weighted ave. Interest

5% Service Fee

Quick Loan (QL)   

Loanable amount Ph2,200.00

2 months to pay

4% Interest/mo

2% Service Fee

Loan against Time Deposit 

back to back loan against Time Deposit

1.01% interest/mo

4% Service Fee

Terms depending on the  remaining months of Time Deposit